Does J.G. Wentworth Really Work?

Average Rating:
0.0
Bottom Line:
0%
Would recommend it to a friend
Rating snapshot:
5 stars:
0
4 stars:
0
3 stars:
0
2 stars:
0
1 stars:
0
Rate this post

Does J.G. Wentworth work?You might have seen a J.G. Wentworth commercial or two over the years, as they have a pretty extensive advertising campaign geared at getting people to call in to get their cash now. They’ve taken some criticism as being just another company out to take advantage of unsuspecting suckers, but they seem to be doing alright or they wouldn’t be able to run national ads with such frequency. So can it really work out well for the client?

Overview
They say money makes people act funny, but the need for money when you’re in a tight spot will make people do all sorts of things. If you’ve got money coming to you, but just not right now, it can be really frustrating and it can seem silly to have to undergo financial duress when salvation is on its way. It seems like it would be much easier to just get the money now, fix the financial mess, and then be in the clear. But of course nothing is ever this easy, and everything comes with a cost, so let’s look into whether this is a good idea or not.

The Claim
J.G. Wentworth claims that “it’s your money, use it when you need it” and the gist of their business is getting people to sell them their annuity or settlement for a reduced amount. Some have likened it to being a lender and using the annuity or settlement payments as loan payments. The difference between what they give out and what the assets are worth would them be comparable to a fixed interest rate. But what it’s really about is buying assets at low prices, with the lure being that you get all of the money upfront and you don’t have to wait years and years.

The Hype
The hype comes from the excessive amount of advertising they do on television, which includes jingles and catchy telephone numbers to entice people to contact them. They really drive home the fact that it is your money, and that you should be able to use it when you need it. This gives people a feeling of entitlement, and almost seems to be trying to get them disgruntled at the fact that they aren’t getting all of what’s theirs all at once, and posits themselves as the savior that will come by and give people what is rightfully theirs.

The Cost
The cost of doing business with J.G. Wentworth will depend on what they offer you for your settlement, and what you agree to in order to make the transaction happen. They are likely not going to give you anything close to the full amount of what is owed to you, because they will be dealing a lot with what is referred to as the time value of money. This means that money you have access to right now is worth more than promised money in the future.

The Commitment
Once you accept the terms and conditions of their offer you’re pretty much done with the process, you receive your lump sum of cash, and you do with it what you will. They stress how easy the process is, and break it down into three simple steps. This is good to know because if you really do need the money now, you don’t want to have to wait weeks for things to be approved and finalized. It’s also in their best interest to move the process along, in case you change your mind or have someone talk you out of it.

Evaluation
Of course most people know that they are going to get a much smaller amount of money up front instead of waiting to receive it in installments. That’s how J.G. Wentworth makes their money. They’re willing to wait, and are in it for the long term. For them it’s better than investing in the stock market or using other investment vehicles, since their rate of return is fixed by whatever terms they offer you and you accept.

It’s always a good idea to talk with a financial adviser who might be able to show you some better options than selling off your asset. They may suggest things like taking out a loan using the asset as collateral, or they will be able to find out exactly what your cash needs are so you only need to sell a portion of the settlement and keep the rest intact. For example, one of their testimonials has a couple that only cashed in one annuity payment so they could have the wedding of their dreams. That’s probably a better idea than selling off the entire thing and trying to manage a bunch of cash all at once.

Final J.G. Wentworth Review

Although J.G. Wentworth takes some flak for being in a predatory lender kind of role they aren’t forcing anyone to take them up on their offer, and they seem to be able to convince enough people to be able to stay in business for so long. There may be better ways out of a financial jam than using their service, but it doesn’t hurt to see what kind of offer they make, and compare it to your other options.

Our Recommendation
Before giving them a call, we’d definitely sit down and get all of our ducks in a row, either with a financial adviser or a trusted friend that can help you get a different perspective on things. This is a big decision, and once you go through with it you won’t be able to undo it, and you’ll be out that asset forever.

What do you think? Does J.G. Wentworth work or not?

10 Customer Reviews on “Does J.G. Wentworth Really Work?

  1. I bet J.G. Wentworth is making a killing in this economy because I’m about to give them a call as well. If you’ve got no full time job then you can forget about loans and new credit cards, they’re not giving it to you no matter how many junk mails they send you to spend some “free” money. At the end of the day people like me have only few choices and one of the lesser evils happens to be J.G. Wentworth.

Add Review

Please rate *

Your email address will not be published. Required fields are marked *


Example: https://www.youtube.com/watch?v=Y3rup6aOPqs


slot88 joker123 slot kamboja nolimit city slot thailand slot thailand slot thailand server thailand joker123 mahjong ways slot dana slot thailand fafaslot sv388 slot zeus joker123 sv388 slot thailand pg soft mahjong ways slot zeus starlight princess rtp slot slot mania sabung ayam online slot zeus slot pragmatic slot pgsoft slot gacor 777 slot88 sv388 sabung ayam online 66kbet ying77 dewaslot ladangtoto gaming88 slot thailand slot maxwin gaming88 slot123 mahjong ways starlight princess joker123 slot pg zseus slot servee thailand 66kbet gaming88 ying77 ladangtoto dewaslot sabung ayam online slot thailand slot77 slot thailand server thailand slot88 slot maxwin slot thailand server thailand slot88 66kbet ladangtoto ying77 slot thailand slot mahjong slot88 slot zeus pg soft slot gacor maxwin sv388 joker123 ladangtoto 66kbet ying77 ladangtoto slot thailand slot thailand server thailand slot maxwin slot88 pragmatic play judi bola live casino sv388 sbobet mahjong ways pragmaticplay sv388 sv388 pragmatic play slot gacor maxwin pg soft gates of olympus mahjong ways 2 starlight princess gates of olympus joker123 sv388 pg soft slot mahjong slot dana sv388 fafaslot idn poker joker123 mahjong ways slot88 slot maxwin slot dana joker123 sabung ayam online slot gacor maxwin mahjong ways 2 pg soft pragmatic play slot zeus sabung ayam online pg soft pragmatic slot petir slot olympus slot mania fafaslot slot mania fafaslot habanero ladangtoto ying77 66kbet gaming88 slot thailand server thailand sabung ayam online slot mania slot mahjong slot bet 200 slot dana slot hoki slot x500 slot pgsoft ladangtoto slot thailand slot kamboja slot jepang slot amerika slot mahjong slot gacor 2023 slot x500 slot88 slot thailand joker123 slot mahjong sabung ayam online slot zeus slot dana slot ovo slot habanero slot jdb slot thailand slot dana slot mahjong slot zeus slot pragmatic starlight princess sabung ayam online slot ovo slot gopay slot thailand slot vietnam slot kamboja slot mahjong slot pragmatic slot pgsoft slot x500 slot petir ladangtoto slot server kamboja nolimit city digmaan slot thailand dewaslot digmaan sv388 slot joker123 mahjong ways 2 slot zeus starlight princess slot88 pg soft slot olympus 66kbet ladang toto ying77 gaming88 dewaslot slot dana slot mahjong ladang toto pg soft 66kbet ying77 ladangtoto dewaslot scv388 sabung ayam online slot dana slot thailand mahjong ways sabung ayam joker123 starlight princess slot sabung ayam online live casino ladangtoto 66kbet 66k ladangtoto 66k ladangtoto digmaan slot pragmatic slot jepang slot china slot kamboja slot rusia slot malaysia slot amerika slot thailand slot zeus slot ovo slot dana slot gopay sicbo online roulette online joker123 slot mahjong tembak ikan online joker123 live casino slot123 66k ying77 ladangtoto sabung ayam online 66k ying77 ladangtoto live casino online sabung ayam online 66k ying77 ladangtoto slot thailand ladangtoto ladangtoto sv388 ladangtoto ladangtoto ladangtoto sv388 ladangtoto sv388 66kbet ying77 gaming88 dewaslot ladangtoto ladangtoto ying77 dewaslot 66kbet ying77 66kbet ladangtoto dewaslot gaming88 slot thailand slot zeus ladangtoto ying77 ladangtoto gaming88 dewaslot ying77 66k bet ladangtoto gaming88 ladangtoto 66k bet ying77bet sv388 66kbet ying77 ladangtoto 66k one ladangtoto ying77 slot maxwin 66k bet ying77bet ladangtoto slot zeus ying77 66k bet slot thailand slot thailand server thailand slot thailand server thailand server thailand server thailand slot thailand slot thailand server thailand slot thailand slot thailand server thailand slot thailand slot thailand slot thailand slot thailand slot thailand slot thailand slot thailand slot thailand slot thailand slot gacor ladangtoto2 slot thailand server thailand ying77 bet ying77 ladangtoto 66k bet ladangtoto ladangtoto ladangtoto ying77 slot gacor slot thailand slot88 slot gacor server thailand slot88 slot gacor slot thailand slot88 slot thailand ladangtoto ying77 ying77 powergaming88 slot thailand sv388 joker123 slot88 ladangtoto ladangtoto ladangtoto sv388 sabung ayam online slot zeus mahjong ways slot thailand slot thailand slot maxwin sv388 pg soft mahjong ways sv388 sv388 joker123 mahjong ways 2 sv388 sv388 joker123 slot thailand server thailand powergaming88 slot gacor slot thailand joker123 mahjong ways 2 pg soft sv388 pragmatic play starlight princess 66k bet slot slot dana slot mania sv388 ladangtoto slot zeus slot88 slot pragmatic slot server thailand zeus slot roulette online slot maxwin mahjong ways pg soft sv388 pragmatic play starlight princess slot zeus fafaslot baccarat online joker123 server thailand slot gacor slot gacor dewaslot ladangtoto 66k bet slot thailand slot zeus nolimit city slot mahjong ladang toto slot thailand slot spaceman sabung ayam online slot dana slot dana sabung ayam online sabung ayam online sabung ayam inline sicbo dragon tiger slot thailand slot thailand slot thailand slot mahjong pg soft slot pragmatic slotzeus sv388 digmaan slot thailand slot thailand slot thailand slot thailand slot88 slot ovo starlight princess live casino slot zeus pg soft slot olympus ibcbet maxwin slot thailand slot pgsoft slot slot mahjong zeus slot digmaan slot mania slot pulsa jdb slot slot777 slot shopee slot thailand fafaslot nolimit city slot princess fafaslot fafa slot slot princess slot gopay slot toto slot server thailand slot thailand slot77 slot gacor slot thailand slot server thailand slot thailand akun gacor slot maxwin slot gacor slot thailand slot kakek zeus Pg Soft Maxbet Ibcbet Starlight Princess Slot Ovo Joker123 Mahjong Ways 2 Sv388 Sbobet Slot Dana Slot Thailand Slot Thailand Digmaan Sv388 Joker123 Mahjong Ways 2 Slot Dana Slot Gacor Slot Anti Rungkat baccarat roulette sicbo casino online sv388 tembak ikan online sbobet slot macau slot thailand slot thailand slot88 situs slot wwg slot wm casino tembak ikan slot thailand slot wala meron slot thailand 66k bet slot daftar judi slot online indonesia slot mahjong ways slot thailand mahjong ways slot gacor slot mawin slot gacor slot gacor slot gacor slot thailand slot thailand slot gacor slot ovo slot gacor slot gacor slot gacor slot thailand slot gacor judi slot slot thailand slot thailand slot thailand slot mahjong ways 2 slot demo pragmatic slot demo pg soft demo slot pragmatic slot gacor 4d slot pg soft pgslot pgsoft pgsoft sv388 slot88 pgsoft slot thailand slot88 slot thailand slot gacor slot ovo slot dana Situs Daftar Judi Slot Mahjong Ways 1 dan 2 PG Soft Online PG Soft : Daftar Situs Judi Slot Online Gacor Slot Kakek Zeus Daftar Link Slot Olympus Terbaru Slot Dana Daftar Judi Slot Online Indonesia Paling Gacor di Indonesia Sabung Ayam Online Sv388 Daftar Situs Judi Slot Online SLOT88 SLOT PG SOFT GACOR Bandar Slot Daftar Situs Judi Online Terbaik & Terpercaya Gacor power gaming lucky neko slot gacor slot gacor slot88 slot kakek slot pg slot kakek zeus slot dana slot maxwin slot server luar negeri slot thailand Link Daftar Situs Judi Slot Deposit Dana 20RB Tanpa Potongan Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Link Daftar Situs Judi Slot Deposit Dana 20RB Tanpa Potongan Slot Pragmatic - Link Alternatif Judi Slot Online Gacor Kakek Zeus Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Daftar Slot Dana Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play lucky Neko Daftar & Login Slot PG Judi Slot 88 Online Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Power Gaming : Situs Slot Gacor Online RTP Pragmatic Play Slot Mahjong Ways 2 Mudah Jackpot Paus di PG Soft Hari ini 2023 Lucky Neko Situs Slot Gacor Pgsoft Hari Ini SITUS SABUNG AYAM SV388 ONLINE DAFTAR LINK LOGIN APK AGEN SV388 Daftar Judi Slot Online Indonesia Paling Gacor di Indonesia powergaming88