Brighter.com says that it features affordable dental plans so that you can save money on your dental visits. Going to the dentist can be hard enough, but worrying about how much it’s going to cost can make it even worse. So can a program like this really help save you money, or will it just be another monthly expense?
Since many people don’t have dental coverage, they prolong going to the dentist and forgo regular checkups and cleanings. This only makes future visits more painful and can lead to bigger complications. That’s why the longer you wait the worse it is, so you should really get your dental plan in place so you can take out the excuse of it costing to much to go.
Brighter.com says that you can save up to 60% on some dental procedures, and that it’s not really insurance, but more like getting a discounted price available to members only. Because of this there are no waiting periods, you can start using the savings from the day you join. There are also no limits to how many times you can get dental work done in a year, and you don’t have to pay a deductible. There’s also no paperwork to fill out, because you don’t need to file a claim and get reimbursed, the savings happen at the time of treatment.
They claim that they have already worked out the best prices available at quality dental offices, and therefore you are getting the lowest rates possible without having to haggle with your dentist. Of course it makes sense that a dentist would charge more to those with insurance, because the insurance companies are paying the claims. But if a dentist knows you are paying directly, they can offer a reduced rate because they know you are paying out of your pocket. They won’t openly do this for people that aren’t on a membership program like Brighter because it would be very professional to offer different rates to different people.
There are a lot of different insurance programs available, so you have many options to go with to potentially save money. However, there are only a few reliable and legitimate programs that actually help you save money. Brighter is getting a good amount of hype because people are using it to save money on basic as well as more advanced procedures.
A monthly membership at Brighter.com is $9 a month, and there’s a $20 enrollment fee to prevent people from signing up only when they need something done.
If you go with an annual membership, and you go past the first 30 days, you’ll have to stay on for the remainder of the year. And you have to go to the dentists that are affiliated with the Brighter program, which in most instances isn’t too hard.
Brighter.com let’s you see how much a procedure should cost you based on what you’re getting done, and where you’re located. This is helpful because it helps you plan for the work you need done, and so you’re not shocked when you get the bill from the dentist. It also shows you the savings you can expect to receive by being on their program.
If this doesn’t sound like a good idea to you and you’d rather have dental insurance, you can find a comparison of rates and dental care providers at DentalPlans.com. These are insurance plans that can supplement the insurance you have through your employer, or can stand alone as a plan if you currently don’t have anything else in place.
Final Brighter.com Review
Brighter.com is a pretty clever system, and is leveraging the power of cutting out the middleman. They’ve already negotiated the best prices with dentists all across the country. Since there’s no paperwork involved for the dentist, in the form of processing claims to an insurer, they can more easily handle your procedure and pass the time savings on to you in the form of a discounted rate.
We’re giving it our Try recommendation, especially if you’ve been putting off going to the dentist because you’re worried about the price. This lets you have a ballpark figure before you go in, and lets you pay for it directly to your dentist so you don’t have to mess with all of the hassle of filing a claim.
If you have dental work you need done, you can sign up and use their service to save money on it. There is a 30 day money back guarantee, so you can sign up, pay the first month’s fee, get your procedure done and then choose whether or not the savings justifies staying with it. If not, you can cancel and get your original payment back. If it helped you save money then you can stay on with it and continue getting preventive maintenance work done.